Jan-Dhan to offer banking on internet-less phones

The Jan-Dhan Yojana is poised for a huge leap by extension of its banking platform to phones not connected to the internet. It is the next big thing on the government’s financial inclusion programme.

“We are holding some very interesting discussions at this stage,” said a top government official. The discussions are about how to make the process simpler for the poor and more cost-effective for telecom operators. It is expected to be rolled out soon.

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